FHA Reverse Mortgages for Seniors

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The federally insured FHA "Home Equity Conversion Mortgage" (HECM), commonly called "Reverse Mortgage for Seniors", is a secure loan that allows access to the home's equity for retirement and other objectives (as "lump sum", "line of credit" or "receive a monthly amount") or to use the loan proceeds (after a substantial cash down payment) to buy a new primary residence that they will occupy.   If you're 62 years of age or older and have sufficient home equity, you may be able to get the desired funds you need.  Our approach is to provide concise information about the FHA Reverse Mortgage right on this website so you feel comfortable in determining if the product is right for you.  Our FREE NO OBLIGATION "Quote Package" includes materials that will assist in preparation for independent reverse mortgage counseling required by the U.S. Department of Housing and Urban Development (HUD) designed to supply homeowners with impartial education about reverse mortgage loans.

The Federal Housing Administration (FHA) Consumer Fact Sheets state "The HECM is a safe alternative resource that can provide older Americans with greater financial security and independence.  Many seniors use it to supplement social security, meet unexpected medical expenses, make home improvements and more."

Click here to download the Introduction For Home Buyers Brochure (PDF)